I was recently talking with my friends about which credit card they use. Surprisingly, some of them replied that they don’t use one at all. When I asked why—since people can actually earn real cashback and save money through credit cards—their answers felt genuine. One friend admitted he tends to overspend whenever he has a…
Paying for fuel with a credit card can save you money—and even earn you free fuel monthly. First, calculate how much you spend on fuel each month. Based on that, choose a credit card that matches your spending pattern. In this post, we’ll highlight the top fuel-based cards available, and who each card suits best….
For the past few days, I’ve been sharing reviews to help you decide how to choose the best credit card based on your monthly expenses. I’ve already reviewed the best credit cards for groceries and online shopping, and now I’m helping you find the top card that gives the highest cashback on utility payments. In…
In this post, we’ll review and compare the best credit cards for shopping on platforms like Amazon, Flipkart, Myntra, Reliance Digital, and more. This list is shopping-specific, so I recommend choosing a shopping-focused credit card only if online shopping is one of your top spending categories. You can find you most spending category using the…
Excited to get a new credit card? But do you know you can actually lose money if you directly choose any cashback card? Yes, that’s right—credit cards don’t provide discounts across all purchase categories. Some cards may offer it, but the cashback will usually be very limited. That’s why using a credit card aligned with…
In this post, we will cover student-friendly credit cards that students, freelancers, and job seekers can apply for as their first credit card. We will focus on standard cards that also help in building credit history. This list is a narrowed-down version of my previous post, Best Credit Cards for Beginners, where I discussed FD-backed…
Buying groceries and daily essentials has completely changed in India. Instead of long supermarket visits, most of us now rely on quick delivery apps like Blinkit, Zepto, and BigBasket, or even swipe at our local offline grocery stores. But here’s the catch—while these purchases are a part of our regular routine, many people miss out…
In this article, we will explore the pros and cons of using No-Cost EMI, which many people opt for during sales seasons on e-commerce websites like Amazon or Flipkart. We’ll look at a real-life example of a purchase I made using No-Cost EMI with an HDFC Bank credit card. We will also discuss when it…
We make sure to include only the most relevant RuPay credit cards, each backed by our personal reviews and hands-on testing. Unlike many articles that simply share links, our focus is on providing genuine, experience-based insights. Our goal is to test and review every card thoroughly before recommending it — which is why you’ll never…
I personally switched to a RuPay credit card after using Visa, MasterCard, and Amex for almost a decade. In this post, I’ll help you choose a good UPI RuPay credit card that’s easier for a beginner to get, and I’ll also explain why I made the switch to RuPay, even though it’s primarily used in…