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Wealthy Road - Credit Cards & Personal Finance Tips

  • Good Credit Score from zero
    Credit Management

    From 0 to Good Credit Score: My Journey to Building Credit History

    ByNitin K.B September 1, 2025September 14, 2025

    This post is about my personal journey when I was planning to buy a house abroad. I’ll be sharing it mainly as a story, but I hope you’ll find many useful insights from my experience. I’ll try to write everything in a chronological way, so it’s easier to understand the different phases of life involved…

    Read More From 0 to Good Credit Score: My Journey to Building Credit HistoryContinue

  • Check Your Credit Score in India
    Credit Management

    How to Check Your Credit Score in India for Free in 2025

    ByNitin K.B August 29, 2025September 14, 2025

    I’ve been talking about how to build your first credit score, get your first credit card, and the dos and don’ts of using credit cards & mistakes to avoid. But Recently, some users asked me to share a legitimate way to check their credit score (CIBIL score) in India. In some countries, it’s pretty straightforward…

    Read More How to Check Your Credit Score in India for Free in 2025Continue

  • Credit Cards Mistakes to avoid
    Credit Card Tips

    Top Mistakes Beginners Make with Their First Credit Card in India

    ByNitin K.B August 27, 2025September 14, 2025

    Getting your first credit card is exciting — and a little overwhelming. I still remember that feeling of suddenly having “extra money” in my hands, and how easy it was to start thinking about buying things I didn’t really need. If you’ve just got yours, take a moment to feel proud. It also means you’ve…

    Read More Top Mistakes Beginners Make with Their First Credit Card in IndiaContinue

  • Best credit cards for Beginners
    Credit Card Offers & Rewards

    Best credit cards for Beginners with no credit history in India 2025

    ByNitin K.B August 25, 2025September 14, 2025

    Welcome back! In my last post, I wrote about the easiest and most effective ways to build your first credit score as a beginner with no income proof. I covered all the possible methods (which are usually hard to find in one place), and the very first step I suggested was to get a free…

    Read More Best credit cards for Beginners with no credit history in India 2025Continue

  • Getting Your First Credit Score
    Credit Card Tips

    A Beginner’s Guide to Getting Your First Credit Score in India with No Previous History

    ByNitin K.B August 22, 2025September 14, 2025

    Hey there! Welcome to my first blog post. Here, I’ll share the financial challenges I’ve faced in my life and how I effectively approached solutions—so you don’t have to waste time figuring things out the way I did. The first thing to know when applying for a credit card is a term called CIBIL Score…

    Read More A Beginner’s Guide to Getting Your First Credit Score in India with No Previous HistoryContinue

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Popular Reads

  • Getting Your First Credit Score
    A Beginner’s Guide to Getting Your First Credit Score in India with No Previous History
    Hey there! Welcome to my first blog post. Here, I’ll share the financial challenges I’ve faced in my life and how I effectively approached solutions—so you don’t have to waste time figuring things out the...
  • Best credit cards for Beginners
    Best credit cards for Beginners with no credit history in India 2025
    Welcome back! In my last post, I wrote about the easiest and most effective ways to build your first credit score as a beginner with no income proof. I covered all the possible methods (which...
  • Credit Cards Mistakes to avoid
    Top Mistakes Beginners Make with Their First Credit Card in India
    Getting your first credit card is exciting — and a little overwhelming. I still remember that feeling of suddenly having “extra money” in my hands, and how easy it was to start thinking about buying...

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  • First-Time Credit Card User Guide
    First-Time Credit Card User Master Guide: Tips & Mistakes to Avoid
    I was recently talking with my friends about which credit card they use. Surprisingly, some of them replied that they don’t use one at all. When I asked why—since people can actually earn real cashback...
  • Best credit cards for Fuel
    Best credit cards for Fuel , Petrol, Diesel – Updated list in 2026
    Paying for fuel with a credit card can save you money—and even earn you free fuel monthly. First, calculate how much you spend on fuel each month. Based on that, choose a credit card that...
  • credit cards for utility payment
    Best Credit Cards for Utility Bill Payments Online in 2025
    For the past few days, I’ve been sharing reviews to help you decide how to choose the best credit card based on your monthly expenses. I’ve already reviewed the best credit cards for groceries and...

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